About Us
floridacentral: Secure, Strong!
Rates
Branch Locations
FAQs
Account Info
Contact Us
Vehicles for Sale
Careers
2008 Annual Report
Calculators
facebook/Twitter/Blog
New floridacentral CEO
Lightning Giveaway
Rates
Loans - Apply Today!
| Loan Type | APR** | Term |
| New Car (as low as) | 3.95 % | 60 mo. |
| Used Car 2008-2009 (as low as) | 3.95 % | 60 mo. |
| Used Car (as low as) | 4.45 % | 60 mo. |
| New Rec Vehicle (as low as) | 6.90 % | 84 mo. |
| Used Rec Vehicle (as low as) | 6.90 % | 60 mo. |
| New Motor Home (as low as) | 7.90 % | 120 mo. |
| Used Motor Home (as low as) | 7.90 % | 84 mo. |
| New Boat (as low as) | 6.90 % | 120 mo. |
| Used Boat (as low as) | 6.90 % | 60 mo. |
| Personal Loan | ||
| up to $10,000 (as low as) | 8.90 % | 60 mo. |
| Computer Loan (as low as) | 8.90 % | 36 mo. |
| Vacation/Holiday Loan (as low as) | 9.00 % | 12 mo. |
Share Accounts - Open Your Account Today!
| Account Type | APY* | APR** |
| Ultimate Checking (if requirements are met) | 4.50 % | 4.41 % |
| Ultimate Checking (if requirements are not met) | .25 % | .25 % |
| Preferred Checking (min. $1,000) | .10 % | .10 % |
| Share (Savings) | .35 % | .35 % |
| Christmas Club | .50 % | .50 % |
| Money Market-$2,500-24,999.99 | .41 % | .41 % |
| Money Market-$25,000-49,999.99 | .71 % | .71 % |
| Money Market-$50,000 and above | .91 % | .91 % |
| IRA Savings | .76 % | .76 % |
IRA and Regular Certificates of Deposit
Open Your Account Today!| Account Type | APY* | APR** |
| 6 mo. | 0.81 % | 0.81 % |
| 1 yr. | 1.01 % | 1.01 % |
| 2 yr. | 1.31 % | 1.30 % |
| 2.5 yr. | 1.31 % | 1.30 % |
| 3 yr. | 1.71 % | 1.70 % |
| 4 yr. | 1.96 % | 1.94 % |
| 5 yr. | 2.06 % | 2.04 % |
Restrictions apply. Rates subject to change without notice. Contact a representative for details.
Credit Cards - Apply Today!
| Type | APR** | Annual Fee |
| Platinum MasterCard® | 10.9 % | None |
| Gold MasterCard® | 13.9 % | None |
| Regular Visa/MasterCard® | 16.9 % | None |
Mortgages
Please contact your local branch or call our Mortgage Team at (813) 879-3333 or (800) 528-3330, extension 6247 for the most current first mortgage rates.
| Type | APR** | Term |
| Smartline Home Equity Line of Credit (as low as) | 4.00 % | |
| Home Equity (as low as) | 5.50 % | 60 mo. |
| Home Equity (as low as) | 6.75 % | 120 mo. |
| Home Equity (as low as) | 7.50 % | 180 mo. |
| Home Equity (as low as) | 9.00 % | 240 mo. |
Share and Checking account rates are declared at month end and therefore subject to change. Maintenance or activity fees could reduce earnings on accounts.
Certificate of Deposit rates are subject to change and have a penalty for early withdrawal.
Loan rates and terms are based upon the individual applicant's creditworthiness and are subject to change.
*Annual Percentage Yield
** Annual Percentage Rate
Effective November 6, 2009
3333 Henderson Blvd. Tampa, FL 33609
(813) 879-3333
1-800-528-3330 (outside the 813 area code)
(813) 879-3333
1-800-528-3330 (outside the 813 area code)
