Free Checking

Free Checking is available for anyone who wants a variety of free products and services without a monthly fee.

• FREE Bill Payment 
• FREE Online Banking
• FREE Savings Account
• FREE Mastermoney Debit Card 
• Overdraft Privilege of $300/$700
• Unlimited Call24 Telephone Banking
• Unlimited calls to Member Services Call Center 
• And much more

To receive the many benefits of Free Checking, simply set up direct deposit into your checking account or maintain an overall deposit and/or loan balance of $500 or more.  If balances fall below $500 or if you do not have direct deposit, there is a $5 monthly fee.

Open your Free Checking account today!

Free Bill Pay up to 15 transactions per month with a $.40 per transaction fee thereafter.  All members must maintain $5 in savings account.  Restrictions apply on discretionary Overdraft Privilege.  Deposits and/or loan balances include credit card balances, but exclude first mortgages. Minimum balance requirement waived for first 90 days for new members or monthly fee waived for first 30 days for new members while direct deposit is being set up. Monthly fee waived for members 18 to 21 years of age and students up to 23 years of age.

Preferred Checking    Compass Checking   Ultimate Checking  floridacentral@work Checking   50Plus Checking