Preferred Checking

Preferred Checking is available for anyone looking for more rewards from their checking account. 

• .25% loan rate discount  
• FREE Bill Payment 
• FREE ID Theft Program
• FREE Online Banking
• FREE Savings Account
• FREE 1st box of basic floridacentral checks
• Earns interest on checking balances of $1,000 and more
• Overdraft Privilege of $1,000
• Unlimited Call24 Telephone Banking
• Unlimited calls to Member Services Call Center 
• FREE Check Card
• FREE Traveler's Cheques, Money Orders, and Official Checks
• And many other FREE services

To receive the many benefits of Preferred Checking, simply open your account with and maintain deposit and/or loan balances of $10,000 and more.  If balances fall below $10,000, there is a $9 monthly fee.

Open your Preferred Checking account today because at floridacentral, we believe you deserve more!

Preferred Checking accountholders are eligible for .25% rate discount, with automatic payment transfer, on all new member loans except credit cards and real estate.  Free Bill Pay up to 15 transactions per month with a $.40 per transaction fee thereafter.  The free Identity Theft Program (ID Safe Choice) is automatically available for Preferred Checking accountholders only.  All members must maintain $5 in savings account.  Restrictions apply on discretionary Overdraft Privilege.  Deposits and/or loan balances include credit card balances, but exclude first mortgages.

Free Checking    Compass Checking    Ultimate Checking    floridacentral@work Checking   50Plus Checking