Products and Services


Ultimate Checking     

Ultimate Checking is the premier free checking account! If you are looking for a high-yield checking with free ATMs nationwide then Ultimate Checking is for you. Check out the many rewards of Ultimate Checking!  

  • Great 4.50% APY* on balances up to $15,000
  • Plus, Free ATMs Nationwide
  • To receive these great benefits, we ask that you do the following:
    • 12 Check Card Transactions
    • 1 Direct Deposit or ACH Auto Debit
    • Enroll and Receive eStatements
  • No monthly fee and no minimum balance requirement
  • FREE Bill Pay 
  • FREE Online Banking
  • Overdraft Privilege of $300/$700
  • Unlimited Call24 Telephone Banking
  • Unlimited calls to Member Services Call Center 
  • FREE Check Card

Get the rewards you deserve! Open your Ultimate Checking account today because at floridacentral, we're the credit union you can bank on!

*Annual Percentage Yield if monthly requirements are met for balances of $0 - $15,000 is 4.50%; balances over $15,000 earn 1.0%. If monthly requirements are not met Annual Percentage Yield is 0.10% on all balances. Interest paid monthly. Rate is subject to change without notice. ATM fees are refunded at the end of each statement cycle if requirements are met. Restrictions apply on discretionary Overdraft Privilege. Check Card transactions must be point of sale (transactions at ATM machines do not count) and transactions must clear the account by the last day of the cycle to count for that cycle.

Free Checking    urTunes Checking     50Plus Checking

3333 Henderson Blvd. Tampa, FL 33609
(813) 879-3333
1-800-528-3330 (outside the 813 area code)
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