Savings (Share) Accounts

floridacentral Credit Union's primary responsibility is to assist you in achieving your financial goals. We offer a variety of deposit accounts:

The Value Account is for members without a checking account. It requires a $500 combined deposits and/or loans balance (including credit cards.)

• No monthly service charge*
• FREE Online Banking
• Unlimited teller-assisted transactions
• Unlimited calls to Member Services Call Center
• Three FREE calls to Call24 Telephone Banking  ($.50 per call thereafter)
• And much more

Open Your Account Today!

*$3.00 monthly service fee will apply if combined deposit and/or loan balances (including credit cards, but excluding first mortgages) fall below $500.

Make the most of your money!

Take a look at the wide variety of deposit accounts available to you:

Savings Account

A savings account at floridacentral is a great place to build funds for other investments and to keep money readily available for whatever, whenever.

Christmas Club

Do you always find yourself short on cash during the holiday season?  Simply open a Christmas Club account. Throughout the year, add a little money here and there to your Christmas Club account.  On November 1st, all of the funds in your Christmas Club account are automatically transferred to your savings account... then it's time to go shopping.  It's a great way to avoid financial stress around the holidays. Open your account today  or contact us for more information.

Certificates of Deposit (CDs)

Let your savings work for you with a certificate of deposit. Certificates are fully-insured* investments that allow you to invest a specified amount - minimum investment is $500 for standard CDs  - for a specific length of time. Current terms are 6, 12, 24, 36, 48, or 60 months. Because you are investing for a longer period of time, certificates pay higher dividends than other savings accounts. Rates  Open your account today  or contact us for more information.

*Accounts are insured up to $350,000. Click here for details.

Money Market Accounts

If you're saving for a place to park some money while you decide where to invest it, our Money Market account is just what you need. Money Market accounts are savings accounts with a twist: You meet a higher minimum balance of $2,500 and you earn more money. There's no time frame for maturity, so there's no penalty for early withdrawal. Your money is easily accessible. Open your account today  or contact us for more information.

If you have a large savings balance, it makes sense to make the most of it. Rates

Individual Retirement Accounts (IRAs)

Experts recommend that you diversify your individual retirement account investments. The income from a floridacentral IRA may make the difference between getting by and enjoying the good life during your retirement.

At floridacentral, we offer our Roth and Traditional IRA to help you reach your financial goals.  Both IRAs are unique in features, benefits, and requirements.

Contact us or visit your local branch for complete details on opening your IRA. You'll find our rates are competitive.