Insurance Center

Sometimes, bad things happen. People get sick or hurt, hurricanes ravage cities, giant meteors hurtle towards earth. You can't predict when something like that might happen...but you can be financially prepared for it.

That's where we come in.

Affordable Health Insurance for Employers, Individuals, and Families

floridacentral has partnered with Suncoast Insurance to provide you with easy access to affordable health insurance through some of the leading health insurance companies in the industry. Suncoast can provide you with advice on plans and costs to best fit your needs. We encourage you to contact them at (800) 741-8889.

Payment Protection

MEMBER's CHOICE disability and term life are important supplements to your current financial protection plan. This protection frees your family's income for living expenses—helping maintain the quality of like you've worked so hard for.

MEMBER'S CHOICE also protect your loan collateral and credit rating. Your other coverage is designed to cover your everyday expenses, not your loan balance. And keep in mind that worker's compensation, Social Security, and employer-provided insurance don't always provide the help that you and your loved ones need to maintain your current standard of living.

MEMBER'S CHOICE disability makes your monthly loan payment should you become disabled due to a covered illness or injury. Payments continue until you return to work, the loan is repaid, or you reach your policy maximum.

MEMBER'S CHOICE term life reduces or pays off your eligible loan balance should you die before paying off your loan.

Extended Warranties

Cars always seem to break down just after the factory warranty expires. Now you can gain peace of mind by purchasing an extended warranty for your new or newer pre-owned vehicle. Not only do extended warranties save you money on expensive repairs, but our extended warranties save you up to 50% on what the dealer charges.

GAP Coverage

GAP (Guaranteed Asset Protection) is a great product that can easily be built into your loan package, giving you peace of mind. It pays the difference between the balance on your vehicle loan and what your insurance pays in the event your vehicle is stolen or totaled. When you purchase or refinance your next vehicle, contact floridacentral Credit Union to apply and save money with GAP.

Long-Term Care Insurance

If long-term care should ever become a necessity, you'll want to have a choice in how it's done—and you'll want to stay in control of your finances. In other words: live on your own terms. This has become increasingly important, especially since the costs for long-term care in a skilled care facility or in your own home keep spiraling upward. And those costs can be financially devastating.

An illness or injury requiring extended care could require you to spend your retirement savings—or most of your estate—for your long-term care needs. Some people are under the mistaken impression that other policies will cover long-term care. The fact is: health insurance is for acute medical care, disability insurance replaces lost wages, Medicare is for short-term recovery care, and Medicaid only assists those with extremely limited assets, and care options may be limited.

For an assessment of your needs and a plan for helping you live on your own terms, simply call (800) 443-6003 to contact a long-term care specialist near you.

Insurance sold through licensed CUNA Mutual Life Insurance Company Representatives, and in New York, licensed insurance representatives of other companies. Similar products may be purchased from an agent or company of your choice. Not federally insured and not underwritten or guaranteed by the credit union.

Dental Benefits Plus

Dental Benefits Plus is the fastest and easiest way to save you and your family up to 50% on your dental needs...all without claim forms, long-term contracts, exclusions for prior conditions, or limitations on how much you can use your benefits.

With Dental Benefits Plus, you can save up to 50% on over 170 treatments and procedures at participating providers. We have over 17,000 dentists in our network for the dental plan that we offer. Our dentists and specialists in the network have an average of 16 years of experience.

Free Bonus: imagine the saving for your entire family...saving up to 60% on contact lenses, prescription eyeglasses, with no restriction on frame styles or lens treatments. For more information or to join, visit us online at www.dentalbenefitsplus.com.