Mortgage Loans
Your home is a lot more than just a place to get out of the rain; it's where you feel the most comfortable and safe, a source of pride. Even the first cavemen decorated their caves with drawings on the wall. Owning a home provides a sense of pride, security, and builds a lifetime of memories.
When you're ready to buy your new home, come to floridacentral. Our full-service Mortgage Team is made up of people that live and work right here in Florida, not in some corporate office far away. They will meet with you personally and customize the perfect loan to meet your needs.
- Summary
- Low interest rates
- Various terms available
- Local processing and underwriting
- No/low closing cost options
- Pre-approval available
- Quick decision making
- Experienced loan staff
- Complete personal service
- Should I Refinance?
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The general rule of thumb is that refinancing makes sense if your current interest rate is at least one to two percentage points higher than the current market rate.
But there are other situations where refinancing might be desirable. For example, you may want to convert your adjustable rate mortgage (ARM) to a fixed rate mortgage in order to have the certainty of knowing exactly what your payment will be. Or you may want to convert the ARM you currently have for one with a lower interest rate or a more favorable rate cap.
Apply today to find out if refinancing is worth your while. Our experienced Mortgage Team will help you run the numbers to determine if it's a smart move for you.
