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Holiday Skip-a-Pay

Need extra spending money this holiday season?

Skip-a-Payment at floridacentral!

To take advantage of this Skip-a-Payment offer, the following criteria must be met:

  • Your loan is not a credit card, first or second mortgage, or a revolving line of credit.
  • You have consecutively made a minimum of 6 on-time payments to your loan.
  • Your loan is current at the time of the request. For example, Your November payment has been made prior to requesting a Skip-a-Pay for December's payment. 
  • Your loan currently does not have a forced-placed collateral protection insurance policy in effect.
  • The Skip-a-Payment request has been received prior to the payment due date.
  • PLEASE NOTE: The $35 Skip-a-Payment fee(s) must be available in the Available Balance in your floridacentral savings account  (please keep in mind that $5 is held for membership shares)  and successfully debited for the loan payment skipped. If the $35 Skip-a-Payment processing fee is not available in your floridacentral savings account when this form is submitted, there will be a delay in the process of the request.

IMPORTANT: If you authorize floridacentral to automatically and electronically transfer your floridacentral loan payment from another financial institution, please submit your Skip-a-Payment form at least (7) seven business days prior to your next scheduled loan payment date.

Please complete the form below to request to skip your loan payment. If you have more than one loan, please complete one form for each loan. The $35 processing fee applies to each loan skipped.

Member Details

  • OK First Name is required
  • OK Last Name is required
  • OK Member Number is required
  • OK E-mail address (required to provide confirmation email) is required
    Optional OK Check box to update the e-mail on file is required

Qualifiers

  • I have the $35 processing fee available in my floridacentral savings account.

    The answer must be YES to proceed. OK I have the $35 processing fee available in my floridacentral savings account. is required
  • As of today, I can state that my loan is not past due.

    The answer must be YES to proceed. OK As of today, I can state that my loan is not past due. is required
  • I have made six (6) on-time, consecutive payments to my loan.

    The answer must be YES to proceed. OK I have made six (6) on-time, consecutive payments to my loan. is required

Skip-a-Pay Details

    OK Deduct $35 (for each loan skipped) from my floridacentral Credit Union Savings Account is required
  • Please submit a new request for each loan. OK Loan to receive the Skip-a-Payment promotion is required
  • Skip Month

    OK Skip Month is required
  • By clicking the Submit button, you agree to the Terms and Conditions of the Skip-a-Payment program.

  • OK is required
  • By clicking the Submit button, you request for floridacentral to defer your loan payment. If approved, you authorize floridacentral Credit Union to advance the loan due date by one month, and understand that the interest on the loan will continue to accrue.