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Skip-A-Pay

To take advantage of this Skip-a-Payment offer, the following criteria must be met:

  1. Your loan is current at the time of the request.
  2. You have not skipped your loan payments more than 2 times in the last 12 months.
  3. The Skip-a-Payment request is received at least 7 days prior to your payment due date.
  4. You have submitted the Skip-a-Payment request form and paid the $15 Skip-a-Payment fee for each loan you have requested to skip a payment.
  5. Your loan is not a credit card, first or second mortgage, revolving line of credit or Ca$hNow loan.
  6. The loan has been open and active for more than 6 months.

Primary Member Details

  • OK First Name is required
  • OK Last Name is required
  • OK Member Account Number is required
  • OK Email Address (required to provide confirmation) is required

Joint Member Details

  • Optional OK First Name is required
  • Optional OK Last Name is required
  • Optional OK Joint Email Address (required to provide confirmation) is required

Qualifiers

  • I have the $15 Skip-a-Payment processing fee available in my Floridacentral Checking or Savings account.

    The answer must be YES to proceed. The answer must be YES to proceed. The answer must be YES to proceed.

  • As of today, I can state that my loan is not past due.

    The answer must be YES to proceed. The answer must be YES to proceed. The answer must be YES to proceed.

  • I have not skipped more than 2 times in the last 12 months.

    The answer must be YES to proceed. The answer must be YES to proceed. The answer must be YES to proceed.

Skip-a-Pay Details

    OK Please deduct $15 (for each loan skipped) from my Floridacentral Checking or Savings account. Please note: If the payment is not skipped, no fee will be deducted. is required
  • Please submit a new request for each loan. Please submit a new request for each loan. Please submit a new request for each loan.

  • Skip Month

    OK Skip Month is required

    • IMPORTANT: If you have authorized Floridacentral to transfer your Floridacentral loan payment automatically and electronically from another financial institution, please submit your Skip-a-Payment form at least (7) seven business days prior to your next scheduled loan payment date. Loans that are past due are not eligible for the Skip-a-Payment program. Credit cards, first and second mortgages, revolving lines of credit, or Ca$hNow loans are not eligible for this offer. The fee of $15 is due for each loan for which you request to skip a payment regardless of whether you skip the payment or pay it. You are only allowed to skip one month per loan. The fee can be paid by withdrawal from your Floridacentral checking or savings account and cannot be added to the loan. The fee will be deducted from your Floridacentral Credit Union checking account (if funds not available or no checking account) OR savings account. Funds for the fee must be available for withdrawal at the time the form is submitted for review.

    OK By clicking the Submit button, you agree to the Terms and Conditions of the Skip-a-Payment program. is required
    OK By clicking the Submit button, you request Floridacentral to defer your loan payment. If approved, you authorize Floridacentral Credit Union to advance the loan due date by one month and understand that the interest on the loan will continue to accrue. is required

    E-Sign Act Disclosure and Consent

    • Before proceeding you must confirm that you have read and agree to the terms of the Electronic Signature Act Disclosure available at the link below.
    • OK
      You must read and agree to the terms of the E-Sign Act disclosure. Please make sure that you read it carefully and keep a copy for your records. Please agree to the E-Sign disclosure to continue.
  • OK Security Code is required

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