Auto Loans

Get great Auto Loan Rates as low as 2.25% APR* for up to 75 months. Plus, no payments for up to 90 days. Apply today!


If you are tired of car repairs or need to upgrade to a family vehicle, floridacentral can help you get behind the wheel of a new or pre-owned car or truck. Contact us before you start shopping so we can give you an idea of how much financing you'll be approved for, and even give you pre-approval for additional bargaining power. You can also refinance with us and we'll lower your rate up to 3% or more!

  • Great auto loan rates as low as 2.25% APR*
  • Terms up to 75 months
  • No payments for up to 90 days¹
  • Affordable payments
  • Pre-approval available
  • Extended coverage available
  • First Time Auto Buyer Program
  • Find the right car with AutoSMART
  • Easy application process

Find your new ride online!

*Annual Percentage Rate based on individual applicant’s creditworthiness, year, make, model of vehicle, and term of the loan. Restrictions apply. Refinances only available for non-floridacentral loans. Rates and terms are subject to change without notice. ¹Interest will continue to accrue during the 90 day "no payment" period. Contact floridacentral for complete details.

Auto Advisory Service

Before you buy a new or used car, get in touch with the Auto Advisors. Their no cost, "members only" car buying and information service helps you locate and purchase a new or used vehicle.

The Auto Advisors help eliminate all of the hassle and pressure normally associated with the car buying process. Members who live from Venice to Fort Myers, please contact Rick Bolen at 813-220-9123. All other areas, please contact Jerry Dreckman at (813) 255-8080 or (800) 929-8971.

For more information on this service contact us or you can visit the website.

Extended Coverage

Extended Warranties

Cars always seem to break down just after the factory warranty expires. Now you can gain peace of mind by purchasing an extended warranty for your new or newer pre-owned vehicle. Not only do extended warranties save you money on expensive repairs, but our extended warranties save you up to 50% on what the dealer charges.

GAP Coverage

GAP (Guaranteed Asset Protection) is a great product that can easily be built into your loan package, giving you peace of mind. It pays the difference between the balance on your vehicle loan and what your insurance pays in the event your vehicle is stolen or totaled. When you purchase or refinance your next vehicle, contact floridacentral Credit Union to apply and save money with GAP.