Home Mortgage Loans

Turn your rent payments into home equity and secure your financial future. We offer low rates and different mortgage plans for different needs.

  • Competitively low rates for purchase or refinancing
  • Accommodating terms, designed to suit your needs
  • A wide range of financing options available:
    • Conventional mortgages
    • VA Loans
    • FHA Loans
    • Refinancing
  • Locally-based staff, attentive to your unique needs
  • Lenders with experience in the local real estate market
  • Quick approvals
Should I Refinance?

The general rule of thumb is that refinancing makes sense if your current interest rate is at least one to two percentage points higher than the current market rate.

But there are other situations where refinancing might be desirable. For example, you may want to convert your adjustable rate mortgage (ARM) to a fixed rate mortgage in order to have the certainty of knowing exactly what your payment will be. Or you may want to convert the ARM you currently have for one with a lower interest rate or a more favorable rate cap.

Apply today to find out if refinancing is worth your while. Our experienced Mortgage Team will help you run the numbers to determine if it's a smart move for you.