Are you in the market to buy a new home, refinance your existing mortgage, or use the equity in your home? At floridacentral, our robust Home Loans Center can guide you through the entire process.
Purchasing a new home is one of the most important investments you can make. It is equally important to know you are working with a financial institution you can trust. At floridacentral, we offer a variety of mortgage options to fit your specific financial needs. Check it out:
Whether you are in the market to purchase or refinance your existing mortgage, floridacentral is here to help.
What is next on your ‘to do’ list? Add a pool, remodel the bathroom, pay for college tuition? Whatever your need is, a Home Equity Loan from floridacentral can help you unlock the equity in your home. There are many benefits of a Home Equity Loan, including: borrowing a specific amount, having a fixed rate and term, and easily budgeting your monthly payment.
At floridacentral, our Home Equity Loans offer:
Other great rates and terms available. Contact floridacentral for more information.
*Annual Percentage Rate is a fixed rate and is based on loan to value, term, and creditworthiness. Minimum loan amount to receive APR is $5,000. Financing for up to 15 years is available on loan amounts up to 80% of the appraised property value minus the outstanding first mortgage balance. **Not applicable to properties held in trust. Closing costs paid by floridacentral do not include prepaid interest. ^Limited time offer. Minimum $10,000 loan to receive cash incentive. Cash incentive is a one-time offer on one-time funds disbursement. Funds will be deposited into savings within 30 business days of loan closing. Early payoff of less than one year requires full repayment of $250 incentive. Cash incentive is not available if loan is used to pay off any existing floridacentral debt or obligation. ^^Loans over $50,000 may require an appraisal fee. No annual fee or pre-payment penalty. Other rates and terms available. Special offer is only available for Home Equity Loans. Smartline Home Equity Lines of Credit are not eligible for special offer. Rates effective August 1, 2018.
With a Smartline Home Equity Line of Credit, you can access your home equity and get approved for a line of credit to use for whatever you need, whenever you need it. You only pay interest on what you use, and accessing funds is as easy as writing a check. Pay off your credit cards, fix up your home, or tackle an unexpected expense.
Plus, you can expect to: