Are you in the market to buy a new home, refinance your existing mortgage, or use the equity in your home? At floridacentral, our robust Home Loans Center can guide you through the entire process.
Purchasing a new home is one of the most important investments you can make. It is equally important to know you are working with a financial institution you can trust. At floridacentral, we offer a variety of mortgage options to fit your specific financial needs. Check it out:
Whether you are in the market to purchase or refinance your existing mortgage, floridacentral is here to help.
What is next on your ‘to do’ list? Add a pool, remodel the bathroom, pay for college tuition? Whatever your need is, a Home Equity Loan from floridacentral can help you unlock the equity in your home. There are many benefits of a Home Equity Loan, including: borrowing a specific amount, having a fixed rate and term, and easily budgeting your monthly payment.
At floridacentral, our Home Equity Loans offer:
Other great rates and terms available. Contact floridacentral for more information.
*Annual Percentage Rate is a fixed rate and is based on loan to value, term, and creditworthiness. Minimum loan amount to receive APR is $5,000. Financing for up to 15 years is available on loan amounts up to 80% of the appraised property value minus the outstanding first mortgage balance. **Not applicable to properties held in trust. Closing costs paid by floridacentral do not include prepaid interest. ^Loans over $50,000 may require an appraisal fee. No annual fee or pre-payment penalty. Other rates and terms available. Rates effective June 3, 2019.
With a Smartline Home Equity Line of Credit, you can access your home equity and get approved for a line of credit to use for whatever you need, whenever you need it. You only pay interest on what you use, and accessing funds is as easy as writing a check. Pay off your credit cards, fix up your home, or tackle an unexpected expense.
Plus, you can expect to: