Mobile Banking

Put the power of online banking in the palm of your hand. Our free mobile app is available for iPhone® and Android® smartphones.

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Summary

These days, pretty much everyone has a smart phone. Why not use it for banking on the go? This free service lets you experience banking at your fingertips — check your balance, review transactions, even transfer money between floridacentral accounts. You can quickly download our Mobile Banking App directly from your device's app store.

  • Access accounts on the go anytime
  • Free with floridacentral deposit account
  • Securely encrypted for your protection
  • Check balances
  • Monitor transactions
  • Transfer money between floridacentral accounts
  • Set up email notifications
  • Deposit checks remotely via Mobile Deposit
  • Download the free app from the Apple Store  or Google Play 
Mobile Deposit

Mobile Deposit, available through floridacentral's mobile app, allows you to deposit a check anytime, anywhere. Simply take a picture of the front and back of your check with your mobile device and electronically deposit it into your floridacentral account. Please read the following tips to make sure your check deposit transaction is as smooth as possible:

Steps:

1) From your floridacentral Mobile app, select the Deposit icon.

2) Select the account into which you wish to make a check deposit

3) Enter the amount of the check

4) Endorse the check: To endorse the check, include the following information on the back of the check(s):

  • The words "For deposit only at floridacentral Credit Union"
  • The Account Number (you wish to deposit into)
  • The words "via Mobile Deposit"
  • Payee's Endorsement (your signature)

5) Take a clear picture of the front and back of your check(s)

  • Place the check on a flat, well-lit surface that contrast with the check color (if your check is white, take the picture on a black table).
  • Take each picture from directly above the check and not at an angle.
  • Rotate your device to landscape mode when taking the picture.
  • Take each picture as close as possible, while ensuring that all four corners of the check are visible in the frame. Make sure each picture is properly focused and not blurry.

6) Review, make adjustments (if needed) and press Send.

Please note: Deposits received before 9:00 am EST will be credited to your account on the same business day. Deposits received after 9:00 am EST will be credited to your account on the next business day. However, members should expect a 2 day business hold, and a possible extended hold as the normal check hold policies apply. Business days are Monday through Friday, excluding Saturdays, Sundays, and federal holidays.

Click here for Terms and Conditions.

You must first enroll in Internet Banking or Mobile Banking and download the Mobile App. Deposits are subject to verification and not available for immediate withdrawal. Please securely store the original check for up to 60 days. You agree that you are responsible for any loss caused by your failure to secure the original check. Restrictions apply. Wireless carrier fees may apply. Requires at least a 2-megapixel camera.This feature is not available on the Mobile Banking Website at m.floridacentralcu.com. 
Mobile E-Statements

iPhone Users

From your floridacentral Mobile app, select the "More" option at the bottom of the app and then click on the E-Statement option.

iPad Users

From your floridacentral Mobile app, select the "Menu" and then click on the E-Statement option.

Android Users - Coming Soon!

E-Statements for Android devices is in development.

To be able to view your E-Statement within the floridacentral mobile app you will need to be signed up for E-Statements in Internet banking. Restrictions Apply Wireless carriers fees may apply. Check your wireless carrier agreement for details. With Mobile Banking, you must first enroll in Internet Banking or Mobile Banking.

*Wireless carriers fees may apply. Check your wireless carrier agreement for details. With Mobile Banking, you must first enroll in Internet Banking or Mobile Banking.