Ultimate Checking
There are a lot of words we could have used to describe this free, interest bearing checking account: cool, awesome, super-deluxe. But those words just don't do it justice.
Ultimate Checking earns you a world-class return of 4.50% APY* and unlimited checking with no monthly fees or minimum balance requirement. You even get ATM fees refunded no matter whose machine you use. Get cash in Tampa, Clearwater, all over Florida, or anywhere in the country!
Why go with regular free checking when you could have the ultimate?
- Summary
- 4.50% APY* on balances up to $15,000
- 1.00% APY* on amount of balance over $15,000
- 0.10% APY* even if qualifications are not met
- Free ATM transactions nationwide
- Unlimited check/debits
- No minimum balance or monthly fees
- Free check card
- Free online banking with bill pay
- Free paperless eStatements
- Unlimited Member Services Call Center access
- Unlimited Call 24 telephone banking
- Overdraft Privilege of up to $700**
- NCUA insured up to $250,000
*APY = Annual Percentage Yield.
**Restrictions apply on discretionary Overdraft Privilege.
- Qualifications
To receive the ultimate return of 4.50% APY* and ATM fee refunds, simply do the following:
- Make 12 check card transactions each month
- Set up 1 recurring direct deposit or ACH auto debit
- Enroll and receive paperless eStatements
And hey, if you don't qualify in a given month, don't you worry—you still get unlimited check and debit card transactions plus our base rate of 0.10% APY*. And you can get the Ultimate Rewards back the very next month!
*APY = Annual Percentage Yield.
- More Info
Annual Percentage Yield if monthly requirements are met for balances of $0 - $15,000 is 4.50%; balances over $15,000 earn 1.00%. If monthly requirements are not met Annual Percentage Yield is 0.10% on all balances. Dividends paid monthly. Rate and terms are subject to change without notice. ATM fees are refunded at the end of each statement cycle if requirements are met. Restrictions apply on discretionary Overdraft Privilege. Check Card transactions must be point of sale (transactions at ATM machines do not count) and transactions must clear the account by the last day of the cycle to count for that cycle.
