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Balance Transfer

All information must be completely filled out in order for the balance transfer to be processed.

Please continue to make your regular monthly payments until you confirm that the balance transfer has been applied to the receiving account.

  • OK Member Name is required
  • OK Account Number is required
  • Phone Number

    - -
    OK Phone Number is required
  • OK E-mail is required
  • Date of Request

    OK Date of Request is required
  • Balance transfers are processed as a cash advance (excluding balance transfer promotional offers). Finance charges will be imposed on cash advances from the date the cash advance is posted to your account. A balance transfer fee of 2.75% or $20 (whichever is greater) will apply to each balance transfer. Please refer to the Balance Transfer Disclosure for additional terms and conditions.

  • OK Credit Card Number is required
  • .00
    OK Transfer Amount is required
  • OK Issuer Name is required
  • OK Payment Address is required
  • OK City is required
  • OK State is required
  • OK Zip is required
  • Add another card

    OK Add another card is required
  • OK Card Number is required
  • .00
    OK Transfer Amount is required
  • OK Issuer Name is required
  • OK Payment Address is required
  • OK City is required
  • OK State is required
  • OK Zip is required
  • Add another card

    OK Add another card is required
  • OK Card Number is required
  • .00
    OK Transfer Amount is required
  • OK Issuer Name is required
  • OK Payment Address is required
  • OK City is required
  • OK State is required
  • OK Zip is required
  • Add another card

    OK Add another card is required
  • OK Card Number is required
  • .00
    OK Transfer Amount is required
  • OK Issuer Name is required
  • OK Payment Address is required
  • OK City is required
  • OK State is required
  • OK Zip is required
  • OK Member Signature is required

Balance Transfer Disclosure

    This offer is nontransferable. Promotional rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. You must complete the balance transfer within the timeframe stated for the promotional APR* to apply. Any balance transfers processed after the promotional period will incur finance charges at your credit card’s standard rate. Balance transfers are considered cash advances as described in your credit card agreement and will begin to accrue finance charges from the date posted to your account (excluding 0% balance transfer promotional offers). New purchases and cash advances (excluding balance transfer promotional offers) will carry your card’s standard rate. No grace period on cash advances and balance transfers. Amounts transferred are subject to your available credit limit. We are not required to honor a balance transfer request that will cause you to exceed your available credit limit. It may take up to three (3) weeks to post the balance transfer. You should continue to make all required payments until you confirm that the balance transfer has been applied to the receiving account. floridacentral Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. We will not close another account, you should contact the issuer directly.

    Please note: In order to protect our members against fraudulent transactions that frequently occur in certain countries where fraud is high, floridacentral Credit Union has restricted the use of debit and credit cards for those places. We DO NOT recommend removing the security monitoring on your card; however, if you plan to travel to a blocked country and wish to waive this restriction and use your debit card, you can submit this form and it will communicate your decision to do so.

    As of July 1, 2019

    Rewards Credit Card Balance Transfer Promotion: 0% APR* for 12 billing cycles on balance transfers made in the first 3 billing cycles from opening. Promotional billing cycle begins when the first balance transfer posts to the account. Subject to change without notice.

    Essentials Credit Card Balance Transfer Promotion: 0% APR* for 6 billing cycles on balance transfers made in the first 3 billing cycles from opening. Promotional billing cycle begins when the first balance transfer posts to the account. Subject to change without notice.

    APR is Annual Percentage Rate

  • OK is required