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Referring member must complete this referral form within 30 days of new account opening. To receive incentive, referring member cannot be listed as joint owner on new account. Incentive will be deposited into the referring member's savings account 45 days after account has been opened. Both members must be in good standing. Incentives are processed twice a month. Recipient of incentive will receive a 1099 INT form at the end of the year in which the credit is given.
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