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Personal Loans

Enjoy local decision-making and unsurpassed personal service — our customized, low-rate loans are available for most any need.

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Personal Loans

At Floridacentral, we keep our personal loans personal. More than just lenders, we are your friends and neighbors, here to help you finance your next vacation, consolidate your debt, or send the kids to college. We’ll walk you through every step of the process so you can rest assured everything will be taken care of. Applying is easy!

  • Competitive interest rates
  • Flexible repayment terms
  • Loans starting at $300
  • Affordable payments
  • Local processing and underwriting
  • Quick decision making
  • Experienced loan staff
  • Personal service
  • Easy application process

Need a loan coupon? Simply click here to use this fillable Loan Coupon.

Credit Life & Disability

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected disability and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.

Credit Life, Terminal illness, Accidental Dismemberment, or Disability Claim? We are here to help!

In your time of need, our claims process is quick and easy. If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.

To begin, please fill out a claim form here.

If you prefer, call 1-800-621-6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. MEMBER'S CHOICE® credit life and credit disability insurance is underwritten by CMFG Life Insurance Company.

This type of loan is great for first-time borrowers, or even those who have had credit trouble in the past. Because the loan is secured by your Floridacentral savings account, qualifying is easier.  Let us help you build a healthy credit history with a secured loan!

  • Build/rebuild your credit
  • Competitive rates
  • Use your Floridacentral account as collateral
  • Local processing and underwriting
  • Quick decision making
  • Personalized service
  • Easy application process