Personal Loans

Enjoy local decision-making and unsurpassed personal service — our customized, low-rate loans are available for most any need.


At floridacentral, we keep our personal loans personal. More than just lenders, we are your friends and neighbors, here to help you finance your next vacation, consolidate your debt, or send the kids to college. We’ll walk you through every step of the process so you can rest assured everything will be taken care of. Applying is easy!

  • Competitive interest rates
  • Flexible repayment terms
  • Loans starting at $300
  • Affordable payments
  • Local processing and underwriting
  • Quick decision making
  • Experienced loan staff
  • Personal service
  • Easy application process

 Need a loan coupon? Simply click here to use this fillable Loan Coupon. 

Secured Loans

This type of loan is great for first-time borrowers, or even those who have had credit trouble in the past. Because the loan is secured by your floridacentral savings account, qualifying is easier.  Let us help you build a healthy credit history with a secured loan!

  • Build/rebuild your credit
  • Competitive rates
  • Use your floridacentral account as collateral
  • Local processing and underwriting
  • Quick decision making
  • Personalized service
  • Easy application process