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urTunes Checking

Free checking that rocks! Enjoy monthly reimbursements for digital downloads from Amazon® and iTunes®, plus refunds ATM fees nationwide.*

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urTunes Checking

What’s better than a totally free checking account? One that gives you refunds on iTunes®and® purchases! Buy anything you want — music, movies, apps, games, and more — urTunes Checking will refund you up to $5 per monthly cycle!

You’ll also get refunds on ATM fees nationwide,* all for doing a few things that will save you time and money.  Now that’s a tune we can all dance to! 

  • Earn up to $5 every month in iTunes® and® purchases
  • Earn $10 in iTunes and rebates at sign up*
  • Unlimited ATM fee refunds nationwide
  • $25 minimum deposit to open
  • Unlimited check/debits
  • No minimum balance to earn rewards
  • No monthly service fees
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free MasterCard® debit card
  • Unlimited Member Services Call Center access
  • Unlimited Call 24 telephone banking
  • Overdraft Privilege of up to $700**
  • NCUA insured up to $250,000 

Getting your rewards is easy

It's so easy to qualify for rewards that you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your free urTunes account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

And hey, if you don't qualify in a given cycle, don't you worry — you still get unlimited check and debit card transactions and you can get the urTunes Rewards back the very next cycle you qualify!

*The urTunes checking account is a program designed to Reward members with free iTunes® download refunds, and ATM refund fees nationwide if they meet a few simple qualifications. Eligibility Requirements per qualification cycle: Use your debit check card at least 12 times, enroll to receive an Electronic Statement (valid e-mail required), and register for Internet Banking. You will be refunded up to $10 for iTunes® and/or® purchases that post to and settle account during the first 45 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your urTunes Checking account. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. PIN based transactions do not count towards qualifying debit card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

**Restrictions apply on discretionary Overdraft Privilege.