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Free Kasasa Saver

Put your savings on autopilot. The free, high-yield account builds itself with reward transfers from your Kasasa® checking account.

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Kasasa Saver

Link this free, high-interest account to your free Kasasa Cash® checking account to receive automatic deposits of your rewards every month. The ATM refunds* and dividends earned in Kasasa Cash® go straight to Kasasa Saver® to help you save. Plus, Kasasa Saver earns a high 0.10% APY* so you can save even more!

  • Links to free Kasasa Cash account
  • Automatic transfers of Kasasa Cash rewards
  • 0.10% APY* on balances up to $5,000
  • 0.04% APY* on balances over $5,000
  • 0.10% to 0.04% APY* on balances up to $5,000 plus $100,000*
  • 0.01% APY* if qualifications are not met on Kasasa Cash
  • No minimum balance requirement to earn rewards
  • No monthly service fee
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Unlimited Member Services Call Center access
  • NCUA insured up to $250,000

It's easy to earn rewards!

It's easy to get the reward rate and ATM fee refunds.* To earn your rewards, simply do the following activities and transactions in your free Kasasa Cash checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Enroll and receive eStatements

If you miss a monthly qualification cycle, don't worry! There's no penalty for not qualifying in a given monthly qualification cycle, and both of your Kasasa accounts are still free. Plus you'll still earn our base rate, and you can earn rewards on both accounts the very next cycle that you qualify.

*APY = Annual Percentage Yield. APYs accurate as of September 30, 2021, and are subject to change without notice. To earn the rewards, the Kasasa Cash qualifiers for each monthly cycle include: at least one monthly Direct Deposit or automatic debit, 12 debit card transactions, and receipt of eStatements. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s):  Kasasa Cash: 1) ATM refunds. 2) Balances up to $5,000 in Kasasa Cash will receive 0.25% APY; balances $5,000.01 and over in Kasasa Cash will earn 0.04%, resulting in a range from 0.25% - 0.05% APY on balances over $100,000. Blended yield is based on balances up to $5,000 plus $100,000. If linked to Kasasa Saver: 1) ATM refunds for Kasasa Cash will post directly to Kasasa Saver and 2) Balances up to $5,000 in Kasasa Saver will receive 0.10% APY; and balances over $5,000 in Kasasa Saver will earn 0.04%, resulting in a range from 0.10% to 0.04% APY on balances up to $5,000 plus $100,000. For Kasasa Cash, dividends and ATM refunds will post to your Kasasa Cash account on the last day of the statement cycle. If Kasasa Cash is linked to Kasasa Saver, dividends will post to your Kasasa Cash and then automatically transfer to your Kasasa Saver account, and ATM refunds will post directly to your Kasasa Saver account. A Kasasa Cash account is required to have a Kasasa Saver account. When Kasasa Cash qualifications are not met, Kasasa Cash: All balances earn 0.01% APY*; Kasasa Saver: All balances earn 0.01% APY. When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account do not compound since they are automatically transferred to the Kasasa Saver account. Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Monthly Qualification Cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, and other requirements apply. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Floridacentral Credit Union as ATM transactions, and purchases made with non-Floridacentral issued debit cards. Minimum deposit required to open the account. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. There is no minimum balance requirement. Restrictions apply on discretionary Overdraft Privilege. Contact a Floridacentral Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.