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Mobile Apps

Put the power of your finances in the palm of your hand. Our free mobile apps are available for iPhone® and Android® smartphones to help you take control of your financial life.

Mobile Apps


These days, pretty much everyone has a smart phone. Why not use it for banking on the go? This free service lets you experience banking at your fingertips — check your balance, review transactions, even transfer money between floridacentral accounts. You can quickly download our Mobile Banking App directly from your device's app store.

Download the app.

Apple Store  Google Play

  • Access accounts on the go anytime
  • Securely encrypted for your protection
  • Check balances and monitor transactions
  • Send money to friends and family using PeoplePay
  • Transfer money between floridacentral accounts
  • Set up email notifications
  • Deposit checks remotely via Mobile Deposit
  • And more!


You can send money quickly, safely and securely to family and friends through PeoplePay (P2P). PeoplePay is a free service available through floridacentral’s Mobile App and Online Banking.

You can easily access PeoplePay by selecting “Send Money” within the Mobile App or Online Banking.

Follow these simple steps: 

Step 1: Simply enter the email address or phone number for the person you want to send money.

    • You will be asked to confirm the information entered, you can add a Memo (example January's Rent, half of lunch, etc.) and then

Step 2: Type in the Transfer Amount you would like to send.

Step 3: Enter in your floridacentral debit card information and check the “I accept the terms of service” button.

Step 4: After submitting the information, the following screen will prompt you to enter your PIN for your floridacentral debit card.

    • For security purposes, the numbers will scramble as each number of the PIN is entered.

Step 5: After entering your PIN, select “SUBMIT”.

Step 6: Once submitted, you will receive a confirmation of the payment made and where it was sent. You will also receive a confirmation email to the email address on file.

It's that easy! Try it today. Simply log into Online Banking or floridacentral's Mobile App and select Send Money!

Manage your floridacentral Credit and Debit cards and help protect yourself against card fraud with fc cards. With our fc cards app, you can easily, while on-the-go:

  • Turn ON and OFF your floridacentral card
  • Set transaction alerts and controls on your floridacentral cards
  • View recent and pending card transactions
  • View card related account details
  • Make a payment to your credit card
  • See how many CU Rewards points you have earned on your floridacentral Credit Card (if applicable). 
  • Report your card lost or stolen
  • Raise a dispute on a transaction
  • Set travel notifications

Card registration is a cinch from any mobile device, and access is secure and protected by multi-factor authentication and biometric login (Touch ID and Face ID).

Download the app through the Apple Store or Google Play.

Check out these benefits:

  • When a card is turned on or off, it takes place immediately.
  • When an alert is setup on card transactions, you will typically receive an alert within moments, sometimes instantaneously to your phone or email.
  • Once a control is added or removed and saved, it goes into effect immediately.

Need help with the fc cards app? Simply call 866-820-6775.

Register today!

Mobile Deposit, available through floridacentral's mobile app, allows you to deposit a check anytime, anywhere. Simply take a picture of the front and back of your check with your mobile device and electronically deposit it into your floridacentral account. Please read the following tips to make sure your check deposit transaction is as smooth as possible:


1) From your floridacentral Mobile app, select the Deposit icon.

2) Select the account into which you wish to make a check deposit

3) Enter the amount of the check

4) Endorse the check: To endorse the check, include the following information on the back of the check(s):

  • The words "For deposit only at floridacentral Credit Union"
  • The Account Number (you wish to deposit into)
  • The words "via Mobile Deposit"
  • Payee's Endorsement (your signature)

5) Take a clear picture of the front and back of your check(s)

  • Place the check on a flat, well-lit surface that contrast with the check color (if your check is white, take the picture on a black table).
  • Take each picture from directly above the check and not at an angle.
  • Rotate your device to landscape mode when taking the picture.
  • Take each picture as close as possible, while ensuring that all four corners of the check are visible in the frame. Make sure each picture is properly focused and not blurry.

6) Review, make adjustments (if needed) and press Send.

Please note: Deposits received before 10:00 am EST will be credited to your account on the same business day. Deposits received after 10:00 am EST will be credited to your account on the next business day. However, members should expect a 2 day business hold, and a possible extended hold as the normal check hold policies apply. Business days are Monday through Friday, excluding Saturdays, Sundays, and federal holidays.

Click here for Terms and Conditions.

You must first enroll in Internet Banking or Mobile Banking and download the Mobile App. Deposits are subject to verification and not available for immediate withdrawal. Please securely store the original check for up to 60 days. You agree that you are responsible for any loss caused by your failure to secure the original check. Restrictions apply. Wireless carrier fees may apply. Requires at least a 2-megapixel camera.This feature is not available on the Mobile Banking Website at

*Wireless carriers fees may apply. Check your wireless carrier agreement for details. With Mobile Banking, you must first enroll in Internet Banking or Mobile Banking.