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Special Offers for Members

As a member of floridacentral Credit Union, you can take advantage of a variety of special offers. It is our way of saying 'thank you' for being a valued member of floridacentral!

Special Offer - Limited time!

Get your auto loan with floridacentral and get paid! Purchase a vehicle with an auto loan from floridacentral or refinance your auto loan1 from another financial institution to floridacentral, and you can get great rates as low as 2.99% APR*. 

Plus, we'll give you $250and up to 90 Days before your first payment is due.^

Apply here!

*Annual Percentage Rate based upon individual applicant’s creditworthiness, year, make, model, and mileage of vehicle.¹Receive $250 when you open an auto loan with floridacentral of $15,000 or more. Recipient of incentive will receive a 1099 INT form at the end of the year in which the credit is given. Cash incentive is a one-time offer on one-time funds disbursement. Incentive will be deposited into savings within 30 business days of loan closing. Early payoff of less than one year requires full repayment of incentive. Loans must be closed directly with floridacentral and existing floridacentral loans are not eligible for refinance or this special offer. Limited time offer. Special offer is not applicable for refinances with change of ownership. Vehicle registration must be presented. ^Interest will continue to accrue during the 90 day “no payment” period. Rates, terms, and conditions are subject to change without notice. Rates effective August 1, 2022. Restrictions apply.


Mechanical Repair Coverage (MRC)

With MRC, you can enjoy many valuable benefits among which are:
  • Rental reimbursement: up to $35 per day (5-day maximum, 10-day maximum for parts delay); available on the first day of a covered repair
  • 24-hour emergency roadside assistance: up to $100 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service
  • No out-of-pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair

Protect yourself from unexpected costly repairs. Talk to a floridacentral Representative to find out what Mechanical Repair Coverage plan is right for you.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-3415612.1-0121-0223 CUNA Mutual Group ©2021, All Rights Reserved.


Life and Auto Insurances

TruStage Life Insurance

floridacentral Credit Union offers TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage. Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage Auto Insurance

The TruStage Auto Insurance program can help you receive better rates on car insurance - complete with top-notch service. It's easy to get a quote! Isn't it easy to see how much you can save? Visit TruStage and check out the savings! 

© Copyright 2019, TruStage. All Rights Reserved.  TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.


Dental Discount Program

Dental Benefits Max

floridacentral Credit Union is excited to announce this special FREE Trial Offer of Dental Benefits Max, a nationwide dental plan. As a member you qualify for this special offer and discounted rates after your trial ends, plans are only $9.95 per month for individuals and $12.95 per month for family.

Dental care has never been more affordable than it is now!

  • USE IT FOR 30 DAYS FOR FREE - Plans start at less than $10 after trial!
  • SAVE OVER $200 PER PERSON on checkups, X-rays, and cleanings alone!
  • YOU CHOOSE YOUR OWN DENTIST from over 132,000 providers and over 6,000 in Florida!
  • PLUS YOU SAVE ON prescriptions, vision, chiropractic, and more!

As a member, you qualify for this special free trial offer and discounted rates. Call toll free at (855) 879-0070 or visit http://www.benefitservices.com/fccu.

THIS PROGRAM IS NOT INSURANCE. This plan provides contracted discounts at certain providers for services, provides negotiated fees and does not make payments to the providers. The plan member is obligated to pay for all services when rendered. This plan has a 60-day cancellation period and is offered by Benefit Services of America, Inc., a Florida license DMPO, located at 2600 Maitland Center Pkwy, Suite 350, Maitland, FL 32751. Not available in all areas.