Skip to content

Special Offers for Members

As a member of floridacentral Credit Union, you can take advantage of a variety of special offers. It is our way of saying 'thank you' for being a valued member of floridacentral!

Special Refinance  Offer - Limited time!

Refinance your auto loan1 from another financial institution to floridacentral and get great rates as low as 2.75% APR*.

Plus, we'll give you up to $500and up to 90 Days before your first payment is due.^

Apply here!

*Annual Percentage Rate based upon individual applicant’s creditworthiness, year, make, model, and mileage of vehicle.¹Receive $500 when you refinance a vehicle loan of $25,000 or more. Receive $200 when you refinance a vehicle  loan of $15,000 or more. Recipient of incentive will receive a 1099 INT form at the end of the year in which the credit is given. Cash incentive is a one-time offer on one-time funds disbursement. Incentive will be deposited into savings within 30 business days of loan closing. Early payoff of less than one year requires full repayment of incentive. Loans must be closed directly with floridacentral and and existing floridacentral loans are not eligible for refinance or special offer. Limited time offer. Special offer is not applicable for refinances with change of ownership. Vehicle registration must be presented. ^Interest will continue to accrue during the 90 day “no payment” period. Rates, terms, and conditions are subject to change without notice. Rates effective June 6, 2020. Restrictions apply.


Life and Auto Insurances

TruStage Life Insurance

floridacentral Credit Union offers TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage. Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage Auto Insurance

The TruStage Auto Insurance program can help you receive better rates on car insurance - complete with top-notch service. It's easy to get a quote! Isn't it easy to see how much you can save? Visit TruStage and check out the savings! 

© Copyright 2019, TruStage. All Rights Reserved.  TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Dental Discount Program

Dental Benefits Max

floridacentral Credit Union is excited to announce this special FREE Trial Offer of Dental Benefits Max, a nationwide dental plan. As a member you qualify for this special offer and discounted rates after your trial ends, plans are only $9.95 per month for individuals and $12.95 per month for family.

Dental care has never been more affordable than it is now!

  • USE IT FOR 30 DAYS FOR FREE - Plans start at less than $10 after trial!
  • SAVE OVER $200 PER PERSON on checkups, X-rays, and cleanings alone!
  • YOU CHOOSE YOUR OWN DENTIST from over 132,000 providers and over 6,000 in Florida!
  • PLUS YOU SAVE ON prescriptions, vision, chiropractic, and more!

As a member, you qualify for this special free trial offer and discounted rates. Call toll free at (855) 879-0070 or visit

THIS PROGRAM IS NOT INSURANCE. This plan provides contracted discounts at certain providers for services, provides negotiated fees and does not make payments to the providers. The plan member is obligated to pay for all services when rendered. This plan has a 60-day cancellation period and is offered by Benefit Services of America, Inc., a Florida license DMPO, located at 2600 Maitland Center Pkwy, Suite 350, Maitland, FL 32751. Not available in all areas.