Use the FC Cards app to manage your Floridacentral debit and credit cards from your mobile device. Lock or unlock cards, set transaction alerts and spending limits, report lost or stolen cards, submit travel plans, and more.
Control where your card can be used based on location, merchant type, and transaction type.
Add your cards to your Apple Pay ® or Google Pay™ wallets with just a tap of a button.
Enhance Your Fraud Protection
Receive real-time alerts when your card is being used – whether the transaction is approved or declined.
View recent and pending card transactions.
Dispute eligible card transactions directly from the app.
Report your card if it is lost or stolen.
Submit Your Travel Plans
Tell us in the app when and where you will be traveling to help prevent service interruptions to your Floridacentral debit or credit cards.
Set Spending Limits
Set spending limits by transaction or monthly amount. Great for parents helping their teens to stay within a budget!
Additional Benefits for Credit Card Cardholders
View card-related account details.
Make a payment to your credit card.
See how many CU Rewards points you have earned on your Floridacentral Credit Card (if applicable).
If your Floridacentral Credit Card is reported lost or stolen, there’s no need to wait until your new card arrives in the mail to access your credit line. A new digital or virtual card will be instantly issued in the FC Cards app. You can then add the virtual card to your digital wallet directly from the FC Cards app with the press of a button and begin using it!
Receive instant text alerts when your Floridacentral debit or credit card is used – whether the transaction is approved or declined! Download the FC Cards app today to set up this additional layer of protection for your account.
Set up account activity alerts in Online Banking. You’ll receive alerts when:
There was a login to your Online Banking account.
A deposit has been posted.
Your balance falls below a preset amount.
and much more!
Automated Fraud Alerts
To protect your account against fraud, we’ll send you a text message if we detect possible suspicious activity on your Floridacentral debit or credit card. You can reply with a “Y” or an “N” to let us know if it is your transaction.
When a card is turned on or off, it takes place immediately.
When an alert is set up for card transactions, you will typically receive an alert within moments, sometimes instantaneously.
Once a control is added or removed, it goes into effect immediately.
When your Floridacentral Credit Card is reported lost or stolen, there’s no need to wait until your new card arrives in the mail to access your credit line. A new digital or virtual card will be instantly issued in the FC Cards app. You can then add the new virtual card to your digital wallet directly from the FC Cards app with just a press of a button and begin using it!
Need help with the FC Cards app? Simply call 866-820-6775.
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The FC Cards app allows you to manage eligible Floridacentral debit and credit cards from your mobile device. You can lock or unlock cards, set transaction alerts and controls, review card activity, report lost or stolen cards, and more.
Open the FC Cards app, select the eligible card you want to manage, and use the card control feature to turn the card on or off. Changes typically take effect immediately.
Yes. You can set transaction alerts through the FC Cards app to receive notifications when your eligible debit or credit card is used, including approved or declined transactions.
Yes. The FC Cards app allows you to set eligible card controls, including spending limits based on transaction amounts and other criteria.
You can report an eligible lost or stolen card through the FC Cards app. You can also contact Floridacentral for assistance securing your card and account.
Eligible Floridacentral cards can be added to supported digital wallets through the FC Cards app, depending on your card and device.
You can submit upcoming travel plans through the FC Cards app. Providing your travel information may help reduce potential interruptions when using your Floridacentral debit or credit card while traveling.
FC Cards alerts focus primarily on debit and credit card activity, while Online Banking alerts can notify you about broader account activity, such as deposits, balances, and Digital Banking logins.