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Business Savings

Build a strong financial future for your business.

Floridacentral’s Business Savings account helps Florida businesses earn competitive dividends while setting aside funds for taxes, equipment purchases, emergencies, seasonal expenses, and future growth. Keep your savings accessible while building a stronger financial foundation for your business. 

Save for What’s Next

Running a successful business means planning for both expected and unexpected expenses. A Business Savings account helps you build reserves for taxes, payroll, equipment purchases, seasonal cash flow, emergencies, and future growth while earning competitive dividends on your balance.

Additional Features

  • Competitive dividends on your balance
  • No monthly maintenance fee
  • Unlimited in-person transactions at a branch or ATM
  • Up to six free electronic debits per calendar month1
  • Free digital banking services
  • Mastercard® debit card
  • Unlimited access to the Member Services Call Center

Open Your Account with Confidence

Our Business Banking team is here to help you get started and ensure you have everything you need to open your account.

Eligibility Requirements

  • $100 minimum deposit to open
  • Business accounts must be opened in person at a Floridacentral branch
  • All entities must operate and be registered to do business in the State of Florida
  • Required business documentation must be provided at account opening.
See Document Requirements

Bank Anytime, Anywhere

Monitor your savings balance, transfer funds, review transactions, and manage your business finances securely through Online Banking, Mobile Banking, Bill Pay, and Mobile Deposit.

Digital Banking Features

  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements

Learn More

Grow with Floridacentral

As your business grows, Floridacentral offers additional business banking solutions, digital tools, and financial services to help support your long-term success.

Request Info

More Business Banking Solutions

Your checking account is just the beginning. Explore additional products and services designed to support your growing Florida business.

MyBusiness Checking

Manage your day-to-day business finances with a checking account designed for everyday operations.

Learn More

Business Digital Banking

Manage your accounts, transfer funds, pay bills, deposit checks, and monitor activity from almost anywhere.

Learn More

Business Savings FAQs

Have questions about opening or managing a Business Savings account? We’re here to help.

Yes. Business Savings works alongside your Floridacentral Business Checking account, making it easy to move funds between accounts and manage your business finances.

A business savings account can help you set aside money for taxes, equipment purchases, seasonal expenses, emergencies, or future growth. Keeping reserve funds separate from your everyday operating account can make budgeting and cash flow management easier.

The right amount depends on your business, industry, and operating expenses. Many businesses aim to keep enough in savings to cover several months of expenses or planned future investments. A Business Savings account can help you build those reserves over time.

Yes. Eligible nonprofit organizations can use a Business Savings account to build reserves, save for future initiatives, or manage funds designated for long-term goals. Contact our Business Banking team to discuss the best options for your organization.

Building a dedicated emergency fund is one of the best ways to prepare for unexpected costs. Setting aside money in a Business Savings account can help your business remain financially flexible when opportunities or challenges arise.

Visit our Help Center for more frequently asked questions or contact our team. We’re here to help you find the right business banking solutions for your organization.

Disclosures

1 Overdraft protection transfers or preauthorized electronic debits.