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MyBusiness Checking

Banking that’s designed to help your Florida business thrive.

MyBusiness Checking is designed for Florida businesses that need a simple, affordable checking account for everyday banking. With no monthly maintenance fee, no minimum balance requirement, and free digital banking, you can manage expenses, pay vendors, and keep your business moving forward. 

Keep Business Banking Simple

MyBusiness Checking is designed for small businesses that need a straightforward, affordable way to manage everyday finances. With no monthly maintenance fee and no minimum balance requirement, you can focus more of your time and money on running your business.

More Included Each Month

Handle everyday business transactions with confidence. MyBusiness Checking includes monthly allowances for checks, ACH transactions, and check deposits, along with unlimited cash deposits to help support your daily banking needs.

Account Features

  • No monthly maintenance fee
  • No minimum balance requirement
  • 75 checks and ACH transactions included each month1
  • 50 check deposits included each month1
  • Unlimited cash deposits
  • Free digital banking services
  • Mastercard® debit card
  • Unlimited access to the Member Services Call Center

Open Your Account at a Branch

Business accounts must be opened in person at a Floridacentral branch. Our team will walk you through the process, review your documentation, and help make sure your account is set up to support your business needs.

Eligibility Requirements

  • $100 minimum deposit to open
  • Business accounts must be opened in person at a Floridacentral branch
  • All entities must operate and be registered to do business in the State of Florida
  • Required business documentation must be provided at account opening
  • Floridacentral membership eligibility requirements apply
See Document Requirements

Manage Your Business from Anywhere

Access your accounts securely from your office, home, or while you’re on the go. MyBusiness Checking includes free Online Banking, Mobile Banking, Bill Pay, Mobile Deposit, and eStatements so you can manage your business whenever it’s convenient.

LEARN MORE About Digital Banking

Get Support from a Local Team

When questions come up, you can count on unlimited access to Floridacentral’s Member Services Call Center and personalized assistance at your local branch.

Grow with Floridacentral

As your business grows, Floridacentral offers additional business banking solutions, digital tools, and employee financial wellness programs to help support your long-term success.

Request Info

Explore More Business Banking Solutions

Your checking account is just the beginning. Explore additional products and services designed to support your growing Florida business.

Business Savings

Build reserves for taxes, future expenses, emergencies, or growth while earning dividends on your balance.

Learn More

Business Digital Banking

Manage your accounts, transfer funds, pay bills, deposit checks, and monitor activity from almost anywhere.

Learn More

MyBusiness Checking FAQs

Have questions about opening or managing your business checking account? We’re here to help.

MyBusiness Checking is available to eligible Florida businesses, including sole proprietors, partnerships, corporations, limited liability companies (LLCs), and other qualifying business entities that meet Floridacentral’s membership requirements.

To open a business checking account, you’ll typically need business formation documents, your Employer Identification Number (EIN) or Tax Identification Number (TIN), government-issued identification, and any additional documentation required for your business entity. Floridacentral’s team can help you determine exactly what you’ll need before your appointment.

While some sole proprietors may initially use a personal account, a dedicated business checking account helps keep your finances organized, simplifies recordkeeping, and supports your business as it grows.

Yes. MyBusiness Checking includes free Online Banking, Bill Pay, Mobile Banking, Mobile Deposit, and eStatements, making it easy to manage your finances wherever business takes you.

Business accounts must be opened in person at a Floridacentral branch so our team can verify your business documentation and ensure your account is set up correctly.

Yes. In addition to business checking, Floridacentral offers business savings accounts, digital banking services, and additional financial solutions designed to support your business as it grows.

We’re here to answer your questions and help you choose the business banking solutions that best fit your organization.

Disclosures

1 Additional monthly transactions 10¢ each.