All Floridacentral branches will be closed on Wednesday, November 11, 2026, in observance of Veterans Day. Online & Mobile Banking will remain available for your convenience.
As a not-for-profit, member-owned credit union, Floridacentral is focused on delivering value back to our members. From rewarding checking accounts and competitive financing to convenient banking services and financial resources, explore the benefits available with your membership.
Whether you’re buying a car, moving into a new home, or financing another important milestone, your Floridacentral membership gives you access to a variety of borrowing options.
Finance cars, motorcycles, RVs, watersport vehicles, motorsport vehicles, and more with competitive rates and flexible financing options.
Explore financing for buying or refinancing a home, along with home equity options that let you borrow against the equity you’ve built.
Eligible military members, law enforcement officers, first responders, healthcare professionals, and educators may qualify for a rate discount of up to 0.35% on qualifying consumer and mortgage loans.
Whether you’re planning for tomorrow, buying a home, or making everyday financial decisions, Floridacentral offers the resources and guidance to help you move forward with confidence.
Protect what matters most with simple, affordable estate planning designed to give you and your loved ones peace of mind.
Explore today’s mortgage rates, home equity options, and resources to help you make confident home financing decisions.
Estimate payments, compare loan options, and plan for your financial goals with our easy-to-use calculators.
Browse articles, tips, and expert guidance to help you make informed financial decisions at every stage of life.
Your Floridacentral membership can connect you with even more opportunities to save and benefit.
Explore current promotions, limited-time rates, and other special opportunities available through Floridacentral.
Know someone who could benefit from Floridacentral? Refer eligible friends and family and introduce them to the benefits of membership.
1 When your Interest Checking account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account: 1) Up to $25 in ATM fee refunds. 2) Balances up to $15,000 in Interest Checking will receive 2.00% APY; balances $15,000.01 and over in Interest Checking will earn 0.05%, resulting in a range from 2.00% - 0.05% APY on balances over $15,000. A blended yield based on balances up to $15,000 plus $100,000 is 0.34% APY. For Interest Checking, dividends and ATM refunds will be posted to your account on the last day of the month. Unless otherwise withdrawn, dividends will compound every month. Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, and other requirements apply. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Floridacentral Credit Union as ATM transactions, and purchases made with non-Floridacentral issued debit cards. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. There is no minimum balance requirement. Restrictions apply on discretionary Courtesy Pay. Contact a Floridacentral Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions.
Floridacentral Credit Union is not endorsed by or affiliated with Apple Pay®, Google Pay™, Samsung Pay®, or Garmin Pay™. Each company owns its Pay service and logo. Features and availability of any Pay service are subject to change without notice.