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Insurance

Protection for what matters most.

Explore insurance and protection options available to Floridacentral members, including life and auto insurance, GAP coverage, mechanical repair coverage, accidental death and dismemberment insurance, credit insurance, and dental discounts. 

TruStage Life Insurance

Through TruStage™, Floridacentral members can explore life insurance options designed to help provide financial protection for the people who matter most. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage. Learn about this important coverage or call 844-337-5831 for more information.

Get Pricing

© Copyright 2017, TruStage. All Rights Reserved. TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by Floridacentral Credit Union.

TruStage Auto Insurance

Floridacentral members can explore auto insurance options through the TruStage™ Auto & Home Insurance Program. Compare available coverage and pricing to find an option that fits your needs and budget. Visit TruStage and check out the savings!

Get a Quote

© Copyright 2017, TruStage. All Rights Reserved. TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by Floridacentral Credit Union.

Protection From Financial Loss

Help Protect Yourself From an Unexpected Loan Balance

If your financed vehicle is totaled or stolen, your primary auto insurance settlement may be less than the remaining balance on your loan. GAP may help cover some or all of the difference, subject to the terms and limitations of the coverage.

GAP may be added to eligible Floridacentral vehicle loans, giving you another way to help protect your finances from an unexpected loss.

Choose Floridacentral to Save

Purchase your next ride or refinance your current vehicle with Floridacentral to save on GAP coverage. Our GAP insurance is a fraction of what most dealerships charge, and it can save you thousands if you need to use it.

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Protection From Costly Repairs

Enjoy peace of mind knowing that you’re protected from unexpected and costly auto repairs. Since 1995, Floridacentral members have saved thousands of dollars on auto repairs by purchasing extended warranties, and our members typically save up to 40% on the purchase price of their warranty!

When you purchase your next ride or refinance your current vehicle with Floridacentral, this valuable coverage can easily be built into your loan package.

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Accidental Death & Dismemberment Insurance (AD&D)

Floridacentral Credit Union members, age 18 or older, can help protect their family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company.

In addition to the $2,000.00 Credit Union Paid coverage paid for you by Floridacentral Credit Union, you can purchase Additional Coverage at group rates.

  • You are pre-authorized for Additional Coverage up to $300,000
  • Your acceptance is guaranteed – No Medical Exams or Health Questions
  • Benefits are paid to your beneficiary if you die from a covered accident

You cannot be turned down for the Credit Union Paid Coverage —or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.

Remember, the $2,000.00 coverage is at no cost to you. It’s complimentary of Floridacentral Credit Union.

ENROLL TODAY

All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states. Visit myonlineinsurance.com for a Summary of Benefits and for more information including the Terms of Use Policy.

Franklin Madison Group LLC is the Plan Administrator

Credit Life, Terminal Illness, Accidental Dismemberment, or Disability Claim?

If you elected eligible credit life or disability coverage with your Floridacentral loan and need to file a claim, you can start the claims process online or by phone.

FILE A CLAIM

If you prefer, call 1-800-621-6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. MEMBER’S CHOICE® credit life and credit disability insurance is underwritten by CMFG Life Insurance Company.

Dental Benefits Max

Floridacentral Credit Union is excited to announce this special FREE Trial Offer of Dental Benefits Max, a nationwide dental plan. As a member you qualify for this special offer and discounted rates after your trial ends, plans are only $9.95 per month for individuals and $12.95 per month for family.

Dental care has never been more affordable than it is now!

  • USE IT FOR 30 DAYS FOR FREE – Plans start at less than $10 after trial!
  • SAVE OVER $200 PER PERSON on checkups, X-rays, and cleanings alone!
  • YOU CHOOSE YOUR OWN DENTIST from over 209,000 providers and over 10,000 in Florida!
  • PLUS YOU SAVE ON prescriptions, vision, chiropractic, and more!

As a member, you qualify for this special free trial offer and discounted rates. Call toll free at (855) 879-0070.

SIGN UP NOW

THIS PROGRAM IS NOT INSURANCE. This plan provides contracted discounts at certain providers for services, provides negotiated fees and does not make payments to the providers. The plan member is obligated to pay for all services when rendered. This plan has a 60-day cancellation period and is offered by Benefit Services of America, Inc., a Florida license DMPO, located at 2600 Maitland Center Pkwy, Suite 350, Maitland, FL 32751. Not available in all areas.

Take the Next Step Toward Your Goals

Build on your everyday banking with products designed for every stage of life.

World Credit Card

Enjoy flexible purchasing power with rewards and valuable cardholder benefits.

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Auto Loans

Drive away with competitive rates and financing that fits your budget.

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Mortgage Loans

When you’re ready to buy, refinance, or build, we’re here to help you find the right home loan.

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Savings Account

Make it easy to save for vacations, emergencies, and everything in between.

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Insurance & Protection FAQs

Floridacentral members have access to a variety of insurance and protection options through Floridacentral and third-party providers, including life insurance, auto insurance, GAP, mechanical repair coverage, AD&D insurance, credit insurance, and a dental discount program.

Life and auto insurance options are available through third-party insurance providers. Coverage, eligibility, pricing, exclusions, and other terms are determined by the applicable insurance provider.

GAP is designed to help with the difference between what you may owe on an eligible financed vehicle and the amount your primary auto insurer pays if the vehicle is totaled or stolen, subject to the terms and limitations of the coverage.

Mechanical Repair Coverage can help cover certain eligible vehicle repair costs according to the terms of the coverage. Covered repairs, exclusions, deductibles, and eligibility requirements may apply.

Credit insurance may help make eligible loan payments or pay certain covered loan balances when specified events occur, depending on the coverage selected and its terms.

No. Dental Benefits Max is a dental discount program, not insurance. Members pay participating providers directly and receive contracted discounts on eligible services.

Insurance products are not credit union deposits and are not federally insured by the NCUA. Additional terms and disclosures vary by provider and product.