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Floridacentral has partnered with Sallie Mae® to provide private student loan options for college expenses not covered by scholarships, grants, or federal student aid.
The Smart Option Student Loan® by Sallie Mae® is a private student loan that can help eligible students cover qualified education expenses not covered by scholarships, grants, or federal student aid.
Visit Floridacentral’s Student Center to explore checking and savings accounts, financial education, and other resources designed to help students and young adults build strong financial habits.
Whether you’re planning for tomorrow, buying a home, or making everyday financial decisions, Floridacentral offers the resources and guidance to help you move forward with confidence.
Protect what matters most with simple, affordable estate planning designed to give you and your loved ones peace of mind.
Explore today’s mortgage rates, home equity options, and resources to help you make confident home financing decisions.
Estimate payments, compare loan options, and plan for your financial goals with our easy-to-use calculators.
Browse articles, tips, and expert guidance to help you make informed financial decisions at every stage of life.
Have questions about your student loans? We’re here to help.
Many students use private student loans after scholarships, grants, and federal student aid have been applied. A private loan may help cover remaining qualified education expenses.
Yes. Many financial experts recommend exploring scholarships, grants, and federal student aid first before considering a private student loan to help cover any remaining costs.
Not always. However, applying with a creditworthy cosigner may improve your chances of approval or help you qualify for a lower interest rate, depending on the lender’s requirements.
Qualified student loans may be used for eligible education-related expenses, which can include tuition, books, housing, meal plans, and other approved costs. Refer to Sallie Mae’s loan terms for complete details.
A fixed-rate loan has an interest rate that remains the same throughout the life of the loan, while a variable-rate loan may change over time based on market conditions. Choosing the right option depends on your financial goals and comfort with changing payments.
Floridacentral partners with Sallie Mae® to provide access to private student loan options. You can begin your application online through the Sallie Mae application portal.
Student loans available through this program are provided by Sallie Mae®. Floridacentral partners with Sallie Mae to connect students and families with private student loan options.
Visit our Help Center for more frequently asked questions or contact our team. Visit our Help Center for more frequently asked questions or explore the Student Center for additional resources to help you prepare for college and manage your finances.
