Compare Checking Accounts

The best checking account depends on how you use your money. If you use your debit card often, Cash Back Checking or Ea$y Checking may be a great fit. If you typically keep a higher balance, Interest Checking lets your money earn dividends. If you simply want an account with no monthly maintenance fee, Free Checking is a great everyday option.

Cash Back Checking rewards qualifying debit card purchases with cash back, making it ideal for frequent shoppers. Interest Checking earns dividends on qualifying balances, making it a better choice if you typically keep more money in your checking account.

Both accounts reward debit card purchases, but they work differently. Cash Back Checking earns 2% cash back on qualifying purchases, while Ea$y Checking earns $0.50 for each qualifying debit card purchase. The better choice depends on your spending habits and how often you use your debit card.

Yes. Every Floridacentral checking account includes secure Online Banking, Mobile Banking, Bill Pay, mobile check deposit, debit card access, and Early Paycheck for eligible direct deposits.

Yes. If your banking needs change, our team can help you move to another Floridacentral checking account that better fits your financial goals.

No. Floridacentral checking accounts have no minimum opening deposit, making it easy to get started.

If you prefer cash rewards on everyday spending, Cash Back Checking and Ea$y Checking both reward qualifying debit card purchases. If you’d rather grow your balance through dividends, Interest Checking may be the better option.

You can open a Floridacentral checking account online, schedule an appointment, or visit one of our convenient branch locations.