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At Floridacentral, we believe the people who dedicate their lives to serving others deserve something in return. That’s why our Legends Loans Program offers eligible community heroes a rate discount of up to 0.35%1 on qualifying consumer and mortgage loans.
The Legends Loans Program recognizes the individuals who strengthen our Florida communities every day. If you’re an eligible community hero, you may qualify for a rate discount of up to 0.35%1 on qualifying consumer and mortgage loans.
Whether you’re financing a vehicle, purchasing a home, using your home equity, or borrowing for another important need, the Legends Loans Program can help eligible members save on qualifying financing.
The Legends Loans Program can be applied to qualifying consumer and mortgage loans, giving eligible members additional savings on financing for life’s biggest moments.
Contact our lending team for complete eligibility requirements and qualifying loan products.
Get in Touch With a Loan SpecialistWhether you’re planning for tomorrow, buying a home, or making everyday financial decisions, Floridacentral offers the resources and guidance to help you move forward with confidence.
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Have questions about the Legends Loans Program? We’re here to help.
The Legends Loans Program is available to eligible community heroes, including qualifying military members, law enforcement officers, healthcare workers, educators, and other eligible groups. Contact Floridacentral to confirm your eligibility and any documentation requirements.
Eligibility for promotional offers and rate discounts may vary. Contact a Floridacentral lending specialist to discuss your options.
Our team will guide you through the application process and let you know what documentation may be needed to verify your employment or service.
Eligible members may receive a rate discount of up to 0.35% on qualifying consumer and mortgage loans. Your available discount and final loan rate depend on eligibility, the loan product, and applicable program requirements. Autopay if required.
Yes. Legends Loans is a member benefit. If you’re not already a member, we’ll help you through the simple membership process.
Visit our Help Center for more frequently asked questions or contact our team. We’re here to help you find the financing that’s right for your lifestyle.
1 Primary borrower or co-borrower must be a current, retired, or veteran member of the military, law enforcement, healthcare worker, or educator. First Mortgage Loans: Maximum discount of 35 bps (.35%) with a Floridacentral checking account + autopay or auto transfer. Consumer Loans: When the loan is initiated and completed directly with Floridacentral, the maximum discount is 35 bps (.35%) with a Floridacentral checking account + autopay or auto transfer. When the loan is initiated and completed at a dealership, the maximum discount is 10 bps (.10%) with a Floridacentral checking account + autopay or direct deposit on the loan. A branch visit is required to obtain the discount on indirect consumer loans. Share-secured and unsecured loans are not eligible for the Legends Loan discounts. Special 4.99% Auto Loan Refinance offer not eligible for Legends Loans discount. The Annual Percentage Rate is based on the individual applicant’s creditworthiness and the year, make, model, and mileage of the vehicle, if applicable. Existing Floridacentral loans are not eligible for these discounts. Restrictions apply. Contact us or visit floridacentralcu.com for complete details.