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Non-Profit Checking

Nonprofit Checking Accounts for Florida Organizations

Floridacentral’s Non-Profit Checking account is designed for eligible Florida nonprofit organizations that need an affordable way to manage donations, operating expenses, vendor payments, and everyday banking. With no monthly maintenance fee, unlimited monthly transactions, and free digital banking, your organization can stay focused on serving the community. 

Built for Nonprofit Organizations

Whether you’re collecting donations, paying vendors, managing fundraising events, or covering everyday operating expenses, Non-Profit Checking provides the flexibility your organization needs. Unlimited monthly transactions help you manage your finances without worrying about transaction limits.

Additional Features

  • No monthly maintenance fee
  • No minimum balance requirement
  • Unlimited items, checks, and debits each month
  • Free digital banking services
  • Mastercard® debit card
  • Unlimited access to the Member Services Call Center

Open Your Account with Confidence

Our Business Banking team is here to help you get started and ensure you have everything needed to open your account.

Eligibility Requirements

  • $100 minimum deposit to open
  • Business accounts must be opened in person at a Floridacentral branch
  • All entities must operate and be registered to do business in the State of Florida
  • Required nonprofit documentation must be provided at account opening.
See Document Requirements

Stay Connected to Your Organization

Manage your organization’s finances wherever your work takes you. Our free digital banking services make it easy to monitor balances, pay bills, deposit checks, and stay in control of your finances.

Digital Banking Features

  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements

Learn More

Get Support from a Local Team

When questions come up, you can count on unlimited access to Floridacentral’s Member Services Call Center and personalized assistance at your local branch.

Grow with Floridacentral

As your organization grows, Floridacentral is here with savings solutions, digital banking tools, employee financial wellness programs, and personalized service to support your mission.

Support Your Organization Beyond Checking

Your checking account is just the beginning. Explore additional products and services designed to help your nonprofit organization manage its finances and prepare for the future.

Business Savings

Build reserves for taxes, future expenses, emergencies, or growth while earning dividends on your balance.

Learn More

Business Digital Banking

Manage your accounts, transfer funds, pay bills, deposit checks, and monitor activity from almost anywhere.

Learn More

Non-Profit Checking FAQs

Have questions about opening or managing your business checking account? We’re here to help.

A nonprofit checking account is designed specifically for organizations that operate as nonprofit entities. It provides a secure place to manage donations, pay operating expenses, receive deposits, and handle day-to-day financial transactions while keeping organizational finances separate from personal accounts.

To open a business checking account, you’ll typically need business formation documents, your Employer Identification Number (EIN) or Tax Identification Number (TIN), government-issued identification, and any additional documentation required for your business entity. Floridacentral’s team can help you determine exactly what you’ll need before your appointment.

While some sole proprietors may initially use a personal account, a dedicated business checking account helps keep your finances organized, simplifies recordkeeping, and supports your business as it grows.

Yes. MyBusiness Checking includes free Online Banking, Bill Pay, Mobile Banking, Mobile Deposit, and eStatements, making it easy to manage your finances wherever business takes you.

Business accounts must be opened in person at a Floridacentral branch so our team can verify your business documentation and ensure your account is set up correctly.

Yes. In addition to business checking, Floridacentral offers business savings accounts, digital banking services, and additional financial solutions designed to support your business as it grows.

Visit our Help Center for more frequently asked questions or contact our team. We’re here to help you find the checking account that’s right for you.