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Q: With 2020 drawing to a close, I’d love to give myself an end-of-year financial review before it goes. Where do I begin? A: Giving yourself an end-of-year financial review is a wonderful way to check on the progress you’ve made toward your goals, highlight areas needing improvement and update your accounts, funds and investments. […]
It’s baaaack! The “Secret Sister” holiday gift scam has reared its crooked head again, just in time for the holidays. While the festive season brings lots of joy and cheer, it also brings out the grinches who are looking to steal not only your holiday bliss, but also your identity and peace of mind. How […]
Everyone loves a surprise package, and scammers are taking the excitement out of that experience by using bogus packages as a cover for a nefarious scam that tricks victims into sharing their personal information — and their money. Here’s all you need to know about the pending package text scam: How the scam plays out […]
Are you in the market for a new auto insurance policy? Look no further than floridacentral Credit Union! We’ll help you get the maximum protection for your investment at the best possible price. Here’s your guide to purchasing auto insurance in 7 easy steps. Step 1: Choose a way to purchase your policy You can […]
Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start building these up again, but it’s all so overwhelming. Where do […]
Looking to land your dream job? First, you’ll need to create a resume that tells potential employers about your educational background, your skills and your hopes for the future. Unfortunately, there will likely be dozens or even hundreds of hopeful employees applying for the same positions as you are. Follow this handy list of tips […]
Q: I’d love to improve my credit score, but I can’t get ahead of my monthly payments. I also find that my spending gets out of control when I’m paying with plastic. How do I use my credit cards responsibly? A: Using your credit cards responsibly is a great way to boost your credit score and your […]
Selling a home is a move people generally plan years in advance, and 2020 was no different. For many homeowners, the hot real estate market of spring and summer of 2020 was going to be the season they put their homes up for sale. And then came the coronavirus — and the world turned upside […]
It’s no surprise that more young adults are shying away from financial risks. It’s been drilled into your head that debt is bad, often with family horror stories about how much debt your parents had to overcome, or maybe never did. Unfortunately, those same lessons that were meant to teach you frugality have instilled some […]
4 Steps to Choosing and Securing Job References As you work on perfecting your resume and portfolio for the best shot at landing that post-college dream job, think about who you’ll list as your job references. Don’t underestimate the importance of this step. According to a survey by CareerBuilder, nearly 70 percent of employers have […]
Retailers have started rolling out their back-to-school displays. Supply lists. New clothing. Backpacks, jeans, laptops and school shoes: It’s endless. And it’s so expensive! In fact, according to the National Retail Federation, the average American parent will spend upward of $700 per child this shopping season. Fortunately, you don’t need to spend yourself into debt. […]
If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget. A budget will not automatically solve all of your money problems, but it will help you gain financial […]