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Financial Blog

Explore financial education articles, money management tips, homebuying guidance, fraud prevention resources, and more from Floridacentral Credit Union. Get practical information to help you make informed financial decisions at every stage of life.

Link to Retirement Savings: Checkpoints for Every Life Stage

Retirement Savings: Checkpoints for Every Life Stage

Retirement planning can be a tricky subject. Even with the most thorough blueprint, you’ll occasionally find yourself second-guessing your savings strategy. Are you saving too little or too much? How long will your money last? These are common questions, and unfortunately, there’s no clear-cut answer. Everyone’s retirement goals and savings plans are unique. But that […]

Retirement & Investing
Link to Tips to Overcome Debt Struggles

Tips to Overcome Debt Struggles

Using loans and credit cards as financial tools isn’t a bad thing. They can help you with monthly cash flow, maneuver around fiscal challenges like medical bills or unexpected expenses and achieve milestones like purchasing a home. However, sometimes, debt can become troublesome, especially with high-rate credit cards. Managing too much debt can often feel […]

Credit & Debt
Link to What Not to do With Your IRS Tax Refund

What Not to do With Your IRS Tax Refund

When you receive your tax refund, learning how to spend it wisely is your best bet. But you should also learn some of the ways you shouldn’t be using it. Below, we’ve provided you with ideas on how to use your IRS tax refund and some ways you should avoid using it. Tips on What […]

Money Management
Link to Start the New Year Off Right: Debt Consolidation

Start the New Year Off Right: Debt Consolidation

You have no doubt heard that experts are predicting a recession in 2023. This news has been just about everywhere! One of the best things you can do to prepare for a possible recession is to start paying off debt, especially high-interest debt typical of credit cards. But paying off high-interest debt can be challenging. […]

Credit & Debt
Link to Cash, Credit, or Debit – How Should I Pay?

Cash, Credit, or Debit – How Should I Pay?

Q: I want to spend my money in the best way possible. When paying for various everyday and occasional purchases, should I be using cash, credit, or debit? A: There’s a time and place for everything. Some purchases should be paid for with cash, some with a credit card, and others with a debit card. Your lifestyle […]

Credit & Debt
Link to 8 Ways to Spot a Survey Scam

8 Ways to Spot a Survey Scam

Survey scams are almost as old as the internet. They’re so prevalent, that you can hardly spend an hour online without running into an ad for a “super quick” survey promising a reward for just a few minutes of your time.  What actually happens, though, is that the scammer walks away with a free survey, […]