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Debit Cards

Convenience and control — in one card.

Make purchases, access cash, and more with a Floridacentral Mastercard® Debit Card. Choose our Standard Debit Card or upgrade to a My Rewards® debit card for additional rewards and benefits. 

Your Everyday Debit Card

Your Floridacentral Debit Card gives you a secure, convenient way to make purchases, access cash, and manage your money every day. With built-in security features and digital banking tools, you can spend with confidence whether you’re shopping online, in-store, or on the go.

Additional Features

  • Free with your Floridacentral Account
  • Cashback Offers Purchase Rewards
  • Card controls and transaction alerts
  • Add your card to your preferred digital wallet
  • Mastercard® with worldwide and online acceptance
  • Access cash 24/7 through ATM withdrawals
  • Surcharge-free access to ATMs within our participating ATM network
  • Easily replace your card if it’s lost or stolen

Floridacentral Debit Cards are available at no additional cost with an eligible checking account and can be issued instantly at participating Floridacentral branches.

Upgrade Your Everyday Debit Card Experience

Take your debit card benefits even further with the My Rewards® Gold Debit Card. In addition to all the features of the Floridacentral Standard Debit Card, you’ll enjoy premium perks, exclusive savings, and valuable protection designed for everyday life and travel.

  • Earn Points for Everyday Purchases
  • Cash Back when Shopping Online
  • Discounts and Coupons
  • Bonus Points for Online Purchases
  • Prescription Savings
  • Emergency Roadside Assistance
  • Extended Warranty
  • VIP Member Service
  • Hotel & Car Rental Discounts
  • Expedited Card Replacement
  • $100,000 Travel Accident Insurance

The My Rewards® Gold Debit Card is $9.95/month. Contact us to get a 90-day free trial!

Our Ultimate Debit Card Experience

Take your debit card benefits to the next level with the My Rewards® Platinum Debit Card. In addition to all the rewards, savings, and protection included with the Gold Card, Platinum members receive enhanced coverage and access to exclusive experiences designed to deliver even greater value.

  • Includes all My Rewards® Gold Debit Card benefits
  • Buyers Protection
  • Cell Phone Protection
  • Exclusive rewards, vacation packages, events, and special offers

The My Rewards® Platinum Debit Card is $14.95/month. Contact us to start your 90-day free trial and experience our highest level of debit card benefits.

Take the Next Step Toward Your Goals

The right savings account is just the beginning. Explore additional products designed to help you make the most of your money.

World Credit Card

Enjoy flexible purchasing power with rewards and valuable cardholder benefits.

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Auto Loans

Drive away with competitive rates and financing that fits your budget.

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Mortgage Loans

When you’re ready to buy, refinance, or build, we’re here to help you find the right home loan.

Learn More

Savings Account

Make it easy to save for vacations, emergencies, and everything in between.

Learn More

Debit Card FAQs

Have questions about your Floridacentral debit card? We’re here to help.

Floridacentral debit cards are available with eligible checking accounts. Visit a Floridacentral branch to request your card and learn about Standard, My Rewards® Gold, and My Rewards® Platinum debit card options.  

The Floridacentral Standard Debit Card is available at no additional cost with an eligible checking account. My Rewards® Gold and Platinum Debit Cards offer additional benefits for a monthly fee.

The Standard Debit Card provides everyday purchasing, ATM access, card controls, and other essential features. My Rewards® Gold adds rewards, savings, and additional protections, while My Rewards® Platinum includes Gold benefits plus enhanced protections and exclusive offers.

Yes. Eligible Floridacentral debit cards can be added to supported digital wallets for convenient, contactless payments.

You need this one, but I wouldn’t write the answer until you confirm the current activation process.

Again, use the exact current process/contact information on the Lost or Stolen Cards page.

Use your current travel-notice requirements here. Since you already have a travel page, this can be a short answer linking there.

Floridacentral card management tools allow you to monitor transactions, receive alerts, and manage eligible card controls for added security and convenience.

How else can we help?  

Disclosures

Cash Back and Bonus Point amounts and Program discounts and coupon values vary in the sole discretion of the applicable participating retailer or service provider.