Debit Cards

With your MasterCard® debit card from Floridacentral, you can use it for purchases around the globe and online. Our debit card is safer than carrying cash and more readily accepted than checks. The very same card is used to make ATM withdrawals. One tiny piece of plastic; a whole lot of versatility.

• Fast, free, and easy to use
• Safer than carrying cash
• Accepted worldwide
• Make purchases or get cash
• Helps you meet your Ultimate® and Kasasa® Checking qualifications

Plus, with our Cashback Rewards program, you earn rewards when you use your Floridacentral debit card at participating merchants! Simply log into your Internet Banking account, activate your offers, and go shopping with your Floridacentral debit card to get the rewards you deserve. 

Pay your way with your mobile device

You can make purchases quickly, safely, and securely with your Floridacentral Debit Card or Credit Card using your smartphone, tablet or smartwatch. Currently available for:

• Apple Pay®
• Google Pay™
• Samsung Pay®
• Garmin Pay™

Simply add your Floridacentral Debit Card or Credit Card to your device's payment application and set it as your default payment option.

Floridacentral Credit Union is not endorsed by or affiliated with Apple Pay®, Google Pay™ , Samsung Pay®, or Garmin Pay™. Each company owns its Pay service and logo. Features and availability of any Pay service are subject to change without notice.

Get exclusive card-level rewards with the My Rewards™ Platinum Debit Card:

• Earn Points for Everyday Purchases - 3 Points per $100
• Cash Back when Shopping Online¹ - average of 5% Cash Back
• Bonus Points for Online Purchases¹ - average 35 points per $100
• Medical Evacuation and Repatriation Benefits - 100% of cost covered for up to 2 flights annually
• Emergency Roadside Assistance
• Prescription Savings
• Extended Warranty
• Local Discounts & Coupons¹
• Cell Phone Protection
• Buyer's Protection
• Exclusive Rewards, Vacation Packages, Events, etc.
• And more!

If you would like to card-level benefits and rewards, check out the My Rewards™ Gold Debit Card:

• Earn Points for Everyday Purchases - 2 points per $100
• Cash Back when Shopping Online¹ - average of 3.5% Cash Back
• Bonus Points for Online Purchases¹ - average 35 points per $100
• Medical Evacuation and Repatriation Benefits - 25% of cost covered for up to 2 flights annually
• Emergency Roadside Assistance
• Prescription Savings
• Extended Warranty
• Local Discount & Coupons¹
• And more!

¹Cash Back and Bonus Point amounts and Program discounts and coupon values vary in the sole discretion of the applicable participating retailer or service provider.

Manage your Floridacentral Debit Card and help protect yourself against fraud with fc cards. With our fc cards app, you can easily, while on-the-go:

• Turn ON and OFF your Floridacentral Debit Card
• Set transaction alerts and controls on your Floridacentral Debit Cards
• View recent and pending card transactions
• View card related account details
• Report your Debit Card lost or stolen
• Raise a dispute on a transaction
• Set travel notifications
• Add your Floridacentral Debit Card to your digital wallets with just a tap of a button.

Card registration is a cinch from any mobile device, and access is secure and protected by multi-factor authentication and biometric login (Touch ID and Face ID).

Download the app through the Apple Store or Google Play.

Check out these benefits:

• When a card is turned on or off, it takes place immediately.
• When an alert is setup on card transactions, you will typically receive an alert within moments, sometimes instantaneously to your phone or email.
• Once a control is added or removed and saved, it goes into effect immediately.

Need help with the fc cards app? Simply call 866-820-6775.

Register today!

If your debit card is lost or stolen, you can deactivate it by calling (888) 918-7847.

Need to reset your debit card PIN? Call (866) 985-2273.

If your ATM card is lost or stolen, you can deactivate it by calling Call 24 at (813) 874-2424 or (800) 444-1124 and selecting option six.